USDA Mortgage Loans. A USDA loan (also known as a Rural Development Loan) is really a government-insured mortgage that lets you buy a property with NO cash Down. USDA Mortgage Loans Rural Characteristics - 100% Financing Options USDA Mortgages Rural Qualities - 100% Funding Choices Great things about USDA Mortgages A USDA loan (also known as a Rural Development Loan) is a government-insured mortgage that lets you purchase a property with NO cash Down. USDA Loans provide 100% funding to qualified purchasers. USDA Loan Eligibility is dependent upon three facets: credit history: whenever an underwriter product reviews your credit on a USDA Loan, the main thing they'll certainly be to locate is a brief history of « Continue »